Yes! Our Basic plan is completely free with no hidden fees. You can trade stocks and ETFs commission-free. We make money through premium subscriptions, interest on uninvested cash, and payment for order flow (which is standard industry practice).

Your securities are protected by SIPC up to $500,000 (including $250,000 for cash). Additionally, uninvested cash is swept to FDIC-insured partner banks for up to $2 million in protection. We use 256-bit encryption and offer two-factor authentication.

Absolutely! We offer free ACATS transfers from other brokers. Most transfers complete within 5-7 business days. We'll even reimburse up to $100 in transfer fees from your old broker.

Fractional shares let you buy a portion of a stock or ETF. Instead of paying $500+ for one share of a company, you can invest as little as $1 and own a fraction. This makes diversification accessible to everyone.

Yes! We offer Traditional IRA, Roth IRA, and SEP IRA accounts with no account minimums and no maintenance fees. Premium members get automatic tax-loss harvesting and rebalancing.

Standard bank transfers take 3-5 business days. Pro and Premium members get instant deposits (up to $50K and $250K respectively) to start trading immediately. Withdrawals are typically processed within 1-2 business days.

Yes! Trade 50+ cryptocurrencies 24/7 including Bitcoin, Ethereum, Solana, and more. Crypto assets are stored in secure cold storage. Note: Crypto is not SIPC insured but we maintain comprehensive insurance coverage.

Pro and Premium members have access to our REST and WebSocket APIs for building trading bots, custom integrations, and automated strategies. Full documentation and sandbox environment included.